Evaluating investment Options - Free Essay Example

Sample details Pages: 5 Words: 1372 Downloads: 9 Date added: 2017/06/26 Category Economics Essay Type Argumentative essay Did you like this example? Evaluating investment options may be a challenging task for any investment plans by investors. Having options however, is a good start as it gives more choices in selecting the best investment approach that one is comfortable with. One main factor that many investors consider is the best alternative that successfully meets their savings targets. In line with choosing the best investment options, it is paramount to understand and consider all the investment styles, and the amount of risk that one is comfortable taking. There are three general investment styles that include the ten commandments, conservative, and aggressive. In the need to understand these investment plans, this paper is aimed at evaluating the basic guidelines that are relevant for aggressive equity investors and conservative equity investors for the purpose of decision making. To begin with, aggressive equality investors actively play the game of equality in a vigorous way. Most of the time is spent in managing their portfolio than their consecutive counterparts. They are subjected to high risks; the calculations are in albeit manner aimed at earning big return rates (Chandra, 2009). For the aggressive equality investors, the following general guidelines are relevant in their investment plans for appropriate decision making. The first guideline is to focus on investments that one understands to play their own game. According to Prasanna Chandra (2009, p. 670), â€Å"an investor should always know about the specific company they are investing in, more than the current market does in order to successfully manage their investments.† Therefore, an investor must clearly make a decision on what to focus on. Therefore, decision making is the main key to successful investments. The choices of making decisions are diverse. They include deciding to concentrate on growth, value, multinational companies, small companies, public sector companies, high grade bonds, or low gra de bonds. In choosing any of these strategies an investor should be mindful of the basic rules. These rules include being thorough, tough minded, being flexible in knowing the deal about any company one is buying into, and buying when the company is not understood by the existing market is a fundamental idea to keep in mind (Chandra, 2009). As argued by Candara, one should play the game that one is best in, advocating that an investor should do things as an analyst who is best in doing something. For instance, if an investor can foretell the most important development in the technology, in the economy, or in consumer preferences, and can best gauge its consequences on various equity values, then they should concentrate on doing that. However, one has to prove that they are honest with themselves without a bluffing self examination and testing of their performance. Another best guideline is to scout for special situations in the secondary market. It is important to note that, i nvestment opportunities that exist in the secondary market are very profitable. Unfortunately, these markets are not easy to identify. An investor has to be on alert and discerning. They mostly occur in situations such as turnaround situations which occurs when a company has been steeped in a poor performance for years and begins to recover; when an investment analyst says, it takes almost six months for a turnaround to present its high performance to the current market; amalgamations which refers to a combination of many companies forming a single company; and takeovers which involves acquisition of some given block of equality capital of a given company. Paying heed to growth shares is also a relevant guideline to aggressive equality investors. It is believed that, investments will always do well if the investors focus on the growth stocks. This is based on three basic guidelines, including developing sound standards for growth stock selection, investing in the growth stocks wi thout minding about the price, holding growth stocks in as much as they remain that way. In identifying growth stocks, an investor should select products and services which have a significant potentiality to increase the sales; good relationships of labor; effective cost controls and competitive strengths (Chandra, 2009). Another important guideline is to anticipate for the earnings ahead of the markets. This is because expected earning of the future is the most important factor that affects the prices of stocks. If the earnings per share increases, it means that the price for a share will rise; same way if the market is preparing for the falling of earnings per share, the price per share will therefore reduce. Leverage your portfolio when you are bullish is a relevant guideline for aggressive investors. Sometimes an investor may feel bullish about certain shares, but they lack enough funds to acquire them. In that case, an investor may obtain loans or overdrafts using their s ecurities. By doing so, they are leveraging their portfolio. For consecutive equality investor, investors usually seek to minimize the risk of investing as well as reduce the time and effort for managing portfolio. The main aim of consecutive equality investors is to seek some peace of mind and avoid aggressive investments. They are usually satisfied with any reasonable return as they do not struggle for more spectacular gains (Chandra, 2009). The general guidelines for consecutive equality investors include, avoiding certain kinds of shares, applying stiff screening criteria, looking for relatively safe opportunities in the primary market, participating in the schemes of mutual fund, and joining a suitable portfolio management scheme Joining a suitable portfolio management scheme is an important relevant guideline for consecutive equality investors. While mutual funds are highly attracted to smaller investors, management of portfolio schemes that is given by banks and othe r financial companies may be greatly attracted to larger investors. There are two types of schemes for this guideline, discretionary schemes whereby the client places money with the portfolio manager, the manager invests these funds according to his discretion and takes care of the paper work. The profits and losses are for the investor as the portfolio manager receives a service fee. The other scheme is non-discretionary scheme whereby, the investor places funds with the manager, who then offers counsel to that particular investor. The investor then gives his decision as the portfolio manager implements the decision and takes care of the paper work. The portfolio manager is then paid the service fee (Viceira, 2001). In avoiding certain kinds of shares, it is paramount to understand that, some shares are not suitable for consecutive investors. They include, shares of unlisted companies whereby, there is no organized market for these shares and so the market for assessing them is unreliable; manipulated shares, which are shares manipulated for certain business groups for their companies that boost share prices; and cornered shares which are operated by stock markets (Chandra, 2001) . Another guideline is applying stiff screening criteria. The consecutive investors should always choose shares that satisfy stiff requirements in the secondary markets. The criteria for screening that is recommended includes the size, that is, making sure the company is not small; competitive position whereby, the company should have a strong position in competition; industrial prospects, whereby the company’s prospects must be above average; price-earnings ratio, meaning the company’s price earnings must be very high and reputation of management, where an investor ascertains that, the management of the company must have a competitive reputation, commitment and integrity (Viceira, 2001). Looking for relatively safe opportunities in the primary market is yet an other guideline for consecutive investors. This means that, consecutive investors should be reluctant in buying shares that are in the secondary market. This is because they are bothered by the volatility and consumption of time in locating good bargains. Therefore, they turn their attention mainly to the primary markets (Chandra, 2001). From all the discussed guidelines, it is clear that, aggressive investors actively play the game of equity vigorously. Besides the general investment guidelines, aggressive equality investors should understand the guidelines specially relevant for them. The consecutive equity investors on the other hand try to minimize the risk of investments and consuming of time struggling to find the best bargains in the market. Besides the general investment guideline, consecutive equality investors should also understand the guidelines that are specially relevant for them, for better decision making. Therefore the choice of choosing to be an aggressive inves tor or a consecutive investor depends on the decision of the investor. Don’t waste time! Our writers will create an original "Evaluating investment Options" essay for you Create order

Factors Affecting Customer Satisfaction And The...

As you requested on February 20, 2017, I have examined the causes for the apparent decrease in customer satisfaction and the contributing factors. This report presents data describing how these factors have combined to leave customers feeling dissatisfied and looking for alternate providers and other means of travel, along with my recommendations to increase customer service and attract new customers. Over the last year, flight problems such as cancellations and delays along with baggage issues have accounted for 50% of all consumer complaints. Ticketing, boarding, and security issues have accounted for another 15% of all complaints filed with the Department of Transportation leaving you ranked 10th among the 13 major U.S. carriers. Also,†¦show more content†¦Along with the review of the AQR 2016; 1400 customer reviews on airlinequality.com gives you a rating of 3 out of 10 with the majority of the customer reviews reporting delays as the major contributor to their dissatisfaction. Increased Fees You have added additional fees increasing the average flight price by 50% since 2002 when domestic airfare averaged $300. With additional fees for ticketing and baggage, a domestic ticket now averages $450. Below I have outlined your base additional fees compared to Virgin America the number one customer-rated domestic carrier. American Ticketing Fees †¢ Non-refundable ticket change fee: $200 †¢ Same day change fee: $75 †¢ Reservation by phone fee: $20 †¢ Unaccompanied minor fee: $150 Baggage Fees †¢ Checked bag fee; $25 †¢ Second checked bag fee: $35 †¢ Additional bag fee: $150 ea. †¢ Overweight bag fee: o 51-70 lbs: $100 o 71-100 lbs: $200 †¢ Oversize bag: $200 Other fees: †¢ Seat selection fee: o Preferred seat $4-$99 o Main cabin extra: $8-$159 †¢ Priority boarding fee: $9 Group 1 †¢ Wifi: $16 + tax (day) Virgin America Ticketing Fees †¢ Non-refundable ticket change fee: $100 †¢ Same day change fee: $25-$50 †¢ Reservation by phone fee: $20 †¢ Unaccompanied minor fee: $75-$125 Baggage Fees †¢ Checked bag fee; $25 †¢ Second checked bag fee: $25 †¢ AdditionalShow MoreRelatedA Brush with Aids1182 Words   |  5 Pagesaddition, the integrity of this product is a key factor for the Halsey Corporation as it comprises a significant share of the targeted $900 million in sales. 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Global Marketing Conceps Applied To David Jones †Free Samples

Question: Discuss about the Global Marketing Conceps Applied To David Jones. Answer: Introduction The first store of David Jones was opened in Sydney in the year 1838 by David Jones who was a Welsh merchant. Mission of David Jones was to sell the best and most exclusive goods. Since the inception of the first store in Australia, David Jones have grown to thirty five stores and two warehouse outlets .David Jones also provides its customers with an Online outlet named David Jones online which offers customers the finest brands across beauty, fashion and home. The company manufactures hand bags, accessories, gifts, home and food products and in this report theinternational marketing requirement of David Jones is discussed. Discussion International marketing is the application ofmarketing principles when a company decides to start its operation outside its home country in a different country. David Jones is based in Australia but in order to survive in this competitive world and in order to sustain globalization and change in technology, the company should expand globally. Drivers of International Marketing Market Needs The sense of fashion has become uniform worldwide and people are influence by global fashion -trends that are dominating the world. David Jones has its stores primarily in Australia and New Zealand. But the company should expand globally. Expansion of its operation worldwide will help David Jones in many ways 1) David Jones will gain a huge customer base by leveraging its operation worldwide which will make the company more profitable. 2) Competitive forces-David Jones faces competition from Myer Holdings, Harvey Norman Holdings limited. In order to beat the competition from the local market, David Jones should try to expand its operation worldwide(Skarmeas, Zeriti, Baltas, 2016). Technology Technology has evolved and the world has become a global village .Evolution of the internet and the World Wide Web has open ample of opportunities for business. David Jones can leverage this technological advancement in expanding internationally. Products of the store are already available in David Jones Online. The company can tie-up with major online retailers like Amazon, Alibaba and thus people across the globe will have access to the products of David Jones. Also David Jones should make use of technology like Market Intelligence ,Data Marketing and digital marketing to study consumer behavior worldwide and promote its brand globally .The brand can be promoted using social media platforms like Facebook, Twitter etc (Dunning, 2013) Cost Scale David Jones can gain cost advantage by building a robust supply chain network and can source its products from India, China and South Africa. Labour is expensive in Australia and sourcing products from developing countries will enable David Jones to lower its manufacturing costs. Also it is not necessary to set up a separate manufacturing unit in developing countries. David Jones can sell products outsourced from developing countries under its own brand name (Czinkota Ronkainen, 2013). Government Before beginning its operation in a foreign country, David Jones should study the political background, tax systems, rules of excise duties on imports and exports, governments encouragement of Foreign Direct Investment, other economic factors like inflation or purchasing power of consumers in the foreign country which will help David Jones to set up its pricing strategy. David Jones should engage in corporate social responsibility and address environmental issues in the foreign country to set a good image in the mind of customers and government of foreign country. It is mandatory for a company to follow safe corporate governance and ethical standards related to laws and regulations in a foreign market. Communication Communication plays a major role in international marketing. Culture of Australia is open and liberal but culture of Middle East and Asian Countries are conservative and thus communicating style varies widely worldwide. David Jones should study the culture, subculture, language barriers, values, attitudes and lifestyle of people of the international market and implement the same on its advertising techniques, promotional events and other medium of communication. The advertising regulating authorities of conservative countries may consider certain form of advertising as vulgar and David Jones must make its communication style conservative in those countries (Akaka, Vargo, Lusch, 2013 ). Conclusion It is important for David Jones to analyze whether it will follow ethnocentric, geocentric, region-centric or polycentric approach while expanding globally. In order to sustain its global operation, David Jones should hire employees from the foreign country where it would plan to operate and pricing strategy should be according to the purchasing power of that country. Also, David Jones should analyze how it would operate in the foreign country,whether it would set up a retail store or just sell its products online via major online retail giants of the foreign country. References Akaka, M. A., Vargo, S. L., Lusch, R. F. (2013 ). The complexity of context: A service ecosystems approach for international marketing. Journal of Marketing Research , 21(4), 1-20. Czinkota, M. R., Ronkainen, I. A. (2013). International marketing. Cengage Learning. Dunning, J. H. (2013). Multinationals, Technology Competitiveness. (RLE International Business) (Vol. 13). Routledge. Skarmeas, D., Zeriti, A., Baltas, G. (2016). Relationship value: Drivers and outcomes in international marketing channels. . Journal of International Marketing , 24(1), 22-40.